Yes — and Waya's free tier is the largest forever-free option we found
Yes, there is a free loyalty card app that works with Apple Wallet in Saudi Arabia: Waya's Free plan runs at 0 SAR forever for up to 100 customers and 100 wallet messages a month, with no credit card required and no expiry date. It adds a stamp card, Apple and Google Wallet support, and one branch — enough to run a genuine pilot before paying anything.
We looked specifically for tiers that are free forever, not just free to trial, across Niqati, Loyapro, Stamp Me, Go-Stamp, Jodpass, Twiv, Square Loyalty, and Wallet Loyalty Card. Only two of the eight — Waya and Niqati — publish a forever-free tier rather than a time-boxed trial. Everyone else in this set (Loyapro, Stamp Me, Go-Stamp, Jodpass, Twiv, Square Loyalty) requires payment after a 14-30 day window, or in Square Loyalty's case, excludes loyalty from its free tier entirely.
- Waya Free: 0 SAR forever, 100 customers, 100 messages/mo, no credit card
- Niqati Free Forever: 0 SAR forever, 50 customers, 1 card — the only other genuinely permanent free tier
- Wallet Loyalty Card's free tier caps at just 10 customers per location, far below either
Waya vs Niqati, Loyapro, Stamp Me, Go-Stamp, Jodpass, Twiv, Square Loyalty, and Wallet Loyalty Card
Figures below are each vendor's own published numbers as of September 2026, with non-SAR prices converted at approximately 3.75 SAR/USD and 4.10 SAR/EUR and marked "approx."
Not listed = not on the vendor's site; verify directly.
| Vendor | Cheapest paid (SAR/mo) | Free tier | Apple + Google Wallet | App required for customers | Geofence | Automatic triggers | Scheduled campaigns (working hours) | Priced in SAR / Saudi company |
|---|---|---|---|---|---|---|---|---|
| Waya | 85 | Yes — 0 SAR forever, 100 customers | Yes / Yes | No | Yes (Apple, 50–500 m, 10 branches) | Yes (welcome, stamp, reward, win-back) | Yes | Yes / Yes |
| Niqati | 49.99 | Yes — 50 customers (Free Forever) | Yes / Yes | No | Claimed, no radius | Partial, not itemized | Not listed | Yes / Yes |
| Loyapro | 59 | None (14-day trial) | Yes / Yes | No | Partial (welcome-at-location only) | Yes | Not listed | Yes / Yes |
| Stamp Me | 184 (approx.) | None (30-day trial) | Yes / Yes | Merchant app for scanning | Not listed | Yes | Not listed | No (USD) / No |
| Go-Stamp | 92 (approx., annual only) | None (90-day money-back) | Yes / No | No | Not listed | Not listed | Not listed | Yes / Yes |
| Jodpass | 59.99 | None (14-day trial) | Yes / Yes | No | Not listed | Not listed | Not listed | Yes / Yes |
| Twiv | 89 | None (14-day trial) | Yes / Yes | No | Claimed, no radius | Yes | Not listed | Yes / Not listed on their site (Sept 2026) |
| Square Loyalty | 184 (approx., per location) | None — Loyalty excluded from Square's Free tier | Yes / No (not supported) | No | No | No | Not listed | No (USD) / No |
| Wallet Loyalty Card | 78 (approx.) | Yes, 10/location only | Yes / Yes | No | Claimed, ~100 m, unverified figure | Yes | Partial, time-of-day only | No (EUR) / No |
Worked riyal math: what happens once a free pilot outgrows its ceiling
A free tier is only useful if the shop can afford what comes next. Take a shop that outgrows both Waya's 100-customer cap and Niqati's 50-customer cap, landing at 300 enrolled customers — here's the 12-month cost across the cheapest paid options in this set.
Waya Growth at 867 SAR a year (paid annually) sits between Niqati Pro's 499.99 SAR annual price and Loyapro Basic's flat 708 SAR a year. Wallet Loyalty Card's paid tier, priced per location in EUR, comes out close to Loyapro on an annual basis once converted.
| Plan | Monthly (SAR) | 12 months, paid monthly (SAR) | 12 months, paid annually (SAR) |
|---|---|---|---|
| Waya Growth | 85 | 1,020 | 867 |
| Niqati Pro | 49.99 | 600 | 499.99 |
| Loyapro Basic | 59 | 708 | 708 (no annual discount) |
| Wallet Loyalty Card Paid (per location) | 78 (approx.) | 936 | Not listed on their site (Sept 2026) |
What to check before you trust a "free" claim
"Free" gets used loosely in this market — free trial, free forever, free with a commission per transaction. Confirm exactly which one you're looking at before building a pilot around it.
- Does the free tier expire, or does it stay free indefinitely with no time limit?
- Is there a hidden per-transaction fee, even if the monthly subscription itself is 0 SAR?
- What's the actual customer cap — 10, 50, or 100 — and does it match your shop's real pilot size?
- Does the free tier include real notifications, or just card creation with messaging locked behind a paid tier?
Launch on the Free plan in one week
Because Waya's Free plan needs no credit card and never expires, there's no reason to delay a pilot while you shop around. A single-branch shop can be fully live in five working days.
- Day 1: build the card
Set up a stamp card with your logo and colors on the Free plan — 0 SAR, no credit card.
- Day 2: print the QR poster
Print the QR code from the dashboard and place it at the counter or till.
- Day 3: turn on the welcome message
Set the automatic welcome-on-enrollment trigger so new members get an immediate confirmation.
- Day 4: train the scan habit
Assign scanning to a specific staff member per shift so every visit actually counts toward the reward.
- Day 5: turn on the win-back trigger
Enable the 14-day win-back message so customers who go quiet get a nudge automatically.
0 SAR, no credit card, no expiry date — the largest free tier among the 8 platforms we checked.
Start free at 0 SARWhat a genuinely free tier should include
Real wallet passes, not a locked-down demo
A free tier that only lets you preview a card design isn't a pilot — it's a sales funnel. Waya's Free plan issues real Apple and Google Wallet passes that customers actually carry, with the same wallet-pass mechanics as the paid plans.
Enough message allowance to prove the concept
A card with no way to send a welcome or win-back message can't demonstrate what makes wallet-pass loyalty different from a paper punch card. Waya's Free plan includes 100 messages a month — enough for a single-branch shop's first real triggers.
No credit card, no surprise charge
Requiring a credit card for a "free" plan changes the psychology of a trial into a countdown. Waya's Free plan needs no card on file and never auto-upgrades a merchant into a paid tier without their action.
The verdict
For a Saudi merchant looking for a genuinely free, Apple Wallet-compatible loyalty card, Waya's Free plan is the strongest option in this comparison: 0 SAR forever, 100 customers, 100 messages a month, no credit card. Niqati's Free Forever plan is the only real second option, at half the customer ceiling.
One Waya café ran its entire pilot on the Free plan — 60 customers in about seven weeks, a 35% return rate, and 19 members who visited three or more times — proof that a free tier can generate a real signal, not just a demo. See our free-tier vs paid loyalty software breakdown for how to decide when to upgrade.
One Waya café ran an entire pilot on the Free plan alone — 60 customers in about seven weeks, 19 of them visiting three or more times, a 35% return rate that came from a plan costing exactly 0 SAR.
Waya merchant data, self-reported
Frequently asked questions
Is there a free loyalty card app that works with Apple Wallet in Saudi Arabia?
Yes — Waya's Free plan is 0 SAR forever for up to 100 customers and 100 messages a month, with no credit card required. Niqati's Free Forever plan is the only other genuinely permanent free tier we found, capped at 50 customers.
Is Waya really free forever, and what happens at 100 customers?
Yes — the Free plan never expires and needs no credit card. At 100 customers or 100 messages a month, new enrollments pause, but everyone already signed up keeps their card. Growth at 85 SAR a month removes both ceilings.
Do wallet loyalty notifications work the same on Apple and Google Wallet?
Not entirely. Waya's geofence messaging works on Apple Wallet only, across 50-500 meters and up to 10 branches; Google Wallet sets its own proximity trigger. Standard triggers — welcome, stamp, reward, win-back — reach both wallets equally.
What's the difference between a free trial and a free-forever plan?
A free trial expires after a fixed window — typically 14 to 30 days across this field — and requires payment to continue. A free-forever plan, like Waya's or Niqati's, never expires, though it caps the number of customers or messages included.
Does a free loyalty plan really include wallet notifications?
On Waya, yes — the Free plan includes 100 wallet messages a month and the full welcome, stamp, reward, and win-back automatic triggers, not a stripped-down preview. Check this specifically with any competitor, since some free tiers restrict messaging to paid plans only.